A property that has risen in value on paper does not produce that return until it is sold, and the sale comes with costs that reduce what you actually receive. This estimator models the exit before you count the gain.

What it calculates

Net proceeds after: DLD transfer fee (4 percent, paid by the buyer but affects the negotiated price), agent commission (typically 2 percent of sale price), any outstanding service charges payable at transfer, and the NOC fee charged by the developer. The output includes the net amount received, the total cost of acquisition and exit combined, and the break-even price: the minimum sale price required to recover your acquisition costs.

Why the break-even number matters

In a flat or slowly rising market, acquisition and disposal costs can consume all the nominal gain. Knowing the break-even price before you buy helps you assess whether the holding period and likely appreciation in your target area actually support the investment case.

ANALYSIS: All outputs are estimates based on your inputs and typical fee rates. Actual costs will depend on your specific transaction. This is not financial advice.

Leave a comment